Buying or selling a home can be a complicated process. It makes sense, therefore, to employ competent and experienced professionals to help guide you through safely. If you ask us to help, you can be assured that we will do our utmost to ensure that you are kept informed all the way through the transaction and that the procedural steps are carried out correctly and promptly. We will always be available to take your calls and answer your queries.
There are several specific ways in which our experience can help you:
- Organising the Finance
The price you can afford to pay will depend on the way in which the transaction is financed. We can introduce you to an appropriate financial advisor or mortgage broker who will be able to discuss with you, the various types of mortgages and funding available so that this can be arranged for you.
- Basis of Ownership
Most people buy jointly and we can explain to you the different ways in which property can be held by one or more individuals. It is vitally important that this aspect is dealt with thoroughly as it has a major impact on what happens if one of the joint owners should die.
When you take out a mortgage, the Lender will insist on the property being surveyed, but sometimes it is beneficial to have a further, more detailed, independent survey. We can explain to you the different types of survey available, and we can put you in touch with reputable surveyors who can carry out a survey for you.
- Estate Agents
We deal with reputable estate agents all the time and we can direct you to the one we consider most suitable to sell your particular property.
- Other Legal Aspects
There may, for example, be conditions or provisions in the title to the property which may affect your ability to obtain planning permission in thefuture. Similarly, there may be provisions about boundary walls or restrictions affecting what you can and cannot do on the property. We can explain all these factors to you.
We shall provide you with a written estimate of our fees and the payments which will need to be made on your part such as search fees and stamp duty. We will explain exactly when the deposit and the balance of the purchase price are required, as well as ensuring the mortgage monies are obtained on time.
What we need from you:
- Personal Identification Details to comply with Money Laundering Regulations;
- The price of the property;
- A copy of the Energy Performance Certificate (EPC) for the property;
- Any factors that may influence the exact time you want to buy the property (for example, to coincide with school holidays); and
- How you are planning to pay for the property.
We also need to know whether:
- You have applied for a mortgage;
- You plan to carry out work on the property;
- The seller is buying another property; and
- You have a property to sell.
For all your Conveyancing enquires please use conveyancing enquiry Form